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UPI's AI Upgrade: Tap & Pay Arrives as NPCI Vets the Machines Making Payments | Lavamgam

Technology

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UPI's AI Upgrade: Tap & Pay Arrives as NPCI Vets the Machines Making Payments

NPCI just dropped two game-changing features at Global Fintech Fest 2026: UPI 'Tap & Pay' for contactless POS transactions and MyUPI, an AI-powered customer support tool using its own Small Language Model. But the real headline is the proposed Unified Agentic Protocol — a vetting register for AI agents that handle user payments. This isn't just a feature update; it's India's payment infrastructure getting a security layer for the age of autonomous commerce.