Please read these Terms of Service ("Terms") carefully before using the Lavamgam website and services.
1. Agreement to Terms
By accessing or using our services, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access our services.
2. Description of Services
Lavamgam provides financial news, market analysis, educational content, and community features related to financial markets and investing. Our services may include premium content available through subscription.
3. User Accounts
When you create an account with us, you must provide accurate, complete, and current information. You are responsible for safeguarding your account credentials and for all activities that occur under your account.
4. Subscription and Payment
Certain features of our services require a paid subscription. By subscribing to our premium services, you agree to pay the applicable fees. We may change our fees at any time, but will provide you with advance notice before changes take effect.
5. Content and Intellectual Property
All content on our website, including text, graphics, logos, images, and software, is the property of Lavamgam or its content suppliers and is protected by copyright and other intellectual property laws.
6. User-Generated Content
You may be able to post content to our services, such as comments, forum posts, and community discussions. You retain ownership of your content, but grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, and display such content.
7. Prohibited Conduct
You agree not to:
- Use our services for any illegal purpose
- Violate any laws or regulations
- Impersonate any person or entity
- Harass, abuse, or harm another person
- Interfere with or disrupt our services
- Attempt to gain unauthorized access to our systems
- Post content that is defamatory, obscene, or otherwise objectionable
8. Disclaimer of Warranties
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, secure, or error-free.
9. Financial Information Disclaimer
The content on our website is for informational purposes only and should not be construed as financial advice. We are not financial advisors, and our content should not be relied upon for making investment decisions. Always consult with a qualified financial professional before making investment decisions.
10. Limitation of Liability
To the maximum extent permitted by law, Lavamgam shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services.
11. Termination
We may terminate or suspend your account and access to our services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.
12. Governing Law
These Terms shall be governed by the laws of the State of California, without regard to its conflict of law provisions.
13. Changes to Terms
We reserve the right to modify these Terms at any time. We will provide notice of significant changes by posting the updated Terms on this page and updating the "Last updated" date.
14. Contact Us
If you have any questions about these Terms, please contact us at:
Email: legal@lavamgam.com
Address: 123 Market Street, Suite 456, San Francisco, CA 94105