Nigeria's Fintech Maturity: From Growth Chasing to Banking Ambitions

Nigeria's digital lending sector just hit a regulatory inflection point as the Federal Competition and Consumer Protection Commission (FCCPC) formally brought nearly 500 app‑based lenders under a single registration regime following the expiry of the 2025 Digital Lending Regulations compliance deadline. By January 2026, 457 out of 521 registered digital lenders had received full approval, while roughly 100 platforms now face potential bans for non‑compliance—signaling a...