Home Loan Rates Hold Steady as Builders Face Profit Squeeze and Legal Headaches

The RBI held repo rates at 5.25%, meaning home loan borrowers shouldn't expect any immediate EMI relief — most floating-rate loans remain tethered to external benchmarks that won't budge until inflation cools convincingly. "Borrowers hoping for immediate reduction in EMIs may have to wait," warned Adhil Shetty, CEO of BankBazaar. The central bank simultaneously proposed a new framework to standardise loan pricing across banks, HFCs, and NBFCs,...