India Real Estate: Home Loan Rates Tighten, Realty Stocks Surge, and Housing Demand Stays Resilient

Starting home loan rates in India currently range from 7% to 7.45% across major banks, with Bank of Maharashtra offering the lowest at 7% and SBI, PNB and South Indian Bank at 7.25%. On a ₹50 lakh loan over 25 years, that seemingly tiny 0.25% gap between 7% and 7.25% translates to roughly ₹2.4 lakh more in total repayment — and if rates hit 8%, you're paying an extra ₹9.76 lakh in interest alone. The takeaway? Shop around...