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Nigeria has reached 73% formal financial inclusion in 2026, beating the 70% target—but access has not translated into financial wellbeing for many. Only 30.7% of formally included adults are financially healthy, while 60.4 million remain vulnerable or are just coping. For fintech providers, the gap is a reminder that onboarding is only the first step; useful services must also help people manage financial shocks.
Greenwich Bank has opened its first **three...
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