UPI at Ten: From Domestic Revolution to Cross-Border AI Expansion

UPI's first decade built India's digital payments backbone; its next decade will be defined by cross-border expansion and AI integration.

Evidence For

• UPI marks 10 years, celebrated by PM Modi and CM Naidu as transformative, integrated into everyday life for street vendors, women entrepreneurs.
• India-Nepal digital payment integration push: industry experts call for complete interoperable payments and identity connectivity.
• Razorpay's AI model Vulcan trained on...